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Planned

Add a Favorite accounts feature

Could you please add the ability to favorite some accounts so that they can optionally appear above the rest of the accounts / account groups?  I have 6 of my most recently used accounts set as Starred in YNAB and like the quick access without having to scroll between checking/savings and credit card account groups.I still like the idea of keeping checking and savings accounts in a Cash group and then credit cards in a Credit Cards group. Migrated from UserJot · originally requested Jul 2026 · 4 votes.

Pedro about 19 hours ago

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Feature Request

Planned

Approve / reject scheduled transactions

Scheduled transactions seem to post automatically when the day arrives. Could we have an option to review them before posting? I often use scheduled trx as reminders to myself to do something (e.g. sweep funds into an account to cover an upcoming bill, pay off 0% CC before offer period ends, remind someone to reimburse me for something). Or might just have a regular bill that's higher than usual. Without an approval workflow, these risk falling through the cracks. Migrated from UserJot · originally requested Jun 2026 · 23 votes.

Pedro about 19 hours ago

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Feature Request

Planned

Hidden Tags

I use Tags as a sort of sub-category. A great example is as a means of analysing the spend in my Vacation category. So one of my tags might then be "Greece '26". Once that vacation is over I will not need this tag again but I will want it to appear in tag based reports.Another example is Home Improvements. I will not need my "Driveway: tag again for many years, if ever. So, my feature request is for a way to hide Tags please.  In just the same way as we can hide Categories. Migrated from UserJot · originally requested Jun 2026 · 6 votes.

Pedro about 19 hours ago

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Feature Request

Would like cursor to be at Payee field

Currently when we click on the payee field, a payee box will open. However the cursor is not at the payee box. We need to deliberately touch the payee box to be able to open up the keyboard. Would be nice to have the cursor at the payee field and the keyboard already open. Migrated from UserJot · originally requested Jul 2026 · 6 votes.

Pedro about 19 hours ago

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Feature Request

MCP server

I’m coming from YNAB like many other folks. Before trying ZeroSum, I gave Lunch Money a shot. One thing that really stood out to me was the option to connect to an AI using an MCP. This allowed me to work directly with an AI to discuss my budget and even bulk modify my budget and plan. While this is definitely not a dealbreaker(I really love what I see with zero sum!), it would be very nice to have. Migrated from UserJot · originally requested Apr 2026 · 7 votes.

Pedro about 19 hours ago

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Feature Request

Planned

Make Payee change selected Account

On the mobile view when you hit add Transaction and if you enter a Payee first, can it be set to change the account to the last used account?  This is how YNAB is and its a big time saver, for example: Costco = Costco Citi Visa card, Grocery Store = a different credit card, etc.It would also be helpful if the behavior on the web was the same when working in the All Transactions view.  Thank you! Migrated from UserJot · originally requested Jul 2026 · 10 votes.

Pedro about 19 hours ago

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Feature Request

Create "Pay by [date]" goals for credit cards

It's awesome that credit cards can now have goals, but often, you need to pay off your balance by a certain date. Having the ability to set a "pay by" date as a goal and have Zerosum calculate how much you'll need to budget every month would be a great addition! Migrated from UserJot · originally requested Jul 2026 · 3 votes.

Pedro about 19 hours ago

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Feature Request

Quicker clicking in transaction page

Let's say I want to edit the category for a given transaction. This currently requires three clicks: first one selects the transaction, second one "opens" the transaction (for editing), third one selects the actual category input so I can now edit it. If the second click took into account where the user was clicking, it could make the workflow a little smoother by only having two click twice (eg. if clicking the category section then after the second click it would open up the category text box for input, or similar for payee, outflow, etc.) Migrated from UserJot · originally requested Jun 2026 · 4 votes.

Pedro about 19 hours ago

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Feature Request

Add intermediary step to reconciliation

When the balance doesn't match during reconciliation, the only option is to create an adjustment, which doesn't help solve the problem. It would be helpful to have an intermediary step where the balance discrepancy is highlighted while transactions are cleared/added and then, once the balance is the same, the reconciliation can be finished. Migrated from UserJot · originally requested Jun 2026 · 8 votes.

Pedro about 19 hours ago

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Feature Request

Reconciliation wizard

In the best case scenario, reconciling currently requires 4 clicks per account which adds up fast if you have lots of accounts. Would be cool to be able to reconcile all accounts at once through a single dialog / experience - reducing to as low as 3-4 clicks total.This should probably live on the Accounts tab.Requirements- Single screen with a looks good / different balance toggle for each account (defaulting to looks good)- Perform the sync comparison across all bank-linked accounts simultaneously- For any marked by user as looks good, reconcile- For any marked by user as different balance, initiate a guided experience that takes them through each account page to reconcile manually (or just add a flag to each account requiring review if that's easier) Migrated from UserJot · originally requested Jun 2026 · 10 votes.

Pedro about 19 hours ago

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Feature Request

Income Ratio targets

Currently, targets in the Income Ratio widget only work as a "surpass this %" threshold — the percentage turns green once you meet or exceed it. It would be great to have the option to set a target as either a minimum (meet or exceed) or a maximum (stay under), depending on what's being tracked. For example, I have several income ratios set up: Savings Rate — target: minimum 20% Essential Expenses — target: maximum 60% Fun Expenses — target: maximum 20% Right now, this only works well for Savings Rate, since going over the target is the goal. But for Essential Expenses and Fun Expenses, going over the target is actually the bad outcome — so the current "green when exceeded" logic doesn't apply, and these two ratios don't get the same useful at-a-glance feedback. Being able to flag a target as min or max would make the green/red indicator meaningful across all these use cases.

hc c about 10 hours ago

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Feature Request

Check for matched transactions when moving a transaction from one account to the other

Use case: I purchased something with paypal and thought it would be charged to my (unlinked) credit card, so I manually entered the transaction in my credit card account. Paypall charged the cost to my (linked) checking account instead, so there the transaction is now available for approval. I moved the manually entered transaction from my credit card to my checking account (as that one already contains the right payee and category), but no linking logic happens. I'll just reject the synced transaction but it would be a nice to have if ZeroSum would recognise those two transactions could have gotten linked. Migrated from UserJot · originally requested Jun 2026 · 3 votes.

Pedro about 19 hours ago

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Feature Request

Support Markdown formatting in transaction notes

Please add support for Markdown syntax within the notes section of transactions. Specifically, the ability to include code blocks (using backticks) would be highly beneficial for:- Linking specific transaction IDs or reference numbers.- Documenting small snippets of data related to a trade.- Improving general readability with bolding and lists.This would allow for more structured and professional record-keeping directly within the app. Migrated from UserJot · originally requested Jun 2026 · 3 votes.

Pedro about 19 hours ago

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Feature Request

clickable links in transaction memo field

It's great that clickable links now are available in the memo field of each month. However, I think it could be even more useful to have clickable links in the memo field of each transaction. My use case would be to keep receipts, pay stubs, proof of guarantee in a cloud solution like DropBox or iCloud and have a direct clickable link in each transaction in ZS for relevant PDFs. Migrated from UserJot · originally requested Jun 2026 · 4 votes.

Pedro about 19 hours ago

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Feature Request