Income Ratio targets

Currently, targets in the Income Ratio widget only work as a "surpass this %" threshold — the percentage turns green once you meet or exceed it.

It would be great to have the option to set a target as either a minimum (meet or exceed) or a maximum (stay under), depending on what's being tracked.

For example, I have several income ratios set up:

• Savings Rate — target: minimum 20%

• Essential Expenses — target: maximum 60%

• Fun Expenses — target: maximum 20%

Right now, this only works well for Savings Rate, since going over the target is the goal. But for Essential Expenses and Fun Expenses, going over the target is actually the bad outcome — so the current "green when exceeded" logic doesn't apply, and these two ratios don't get the same useful at-a-glance feedback.

Being able to flag a target as min or max would make the green/red indicator meaningful across all these use cases.