📥 Hold for Next Month

• Budget a month ahead — hold income you receive this month so it appears in next month's Ready to Budget instead

• Manual hold — click the Ready to Budget card, switch to the Hold tab, enter any amount, and click Hold

• Auto-hold income — toggle to automatically hold new paychecks and deposits as they arrive. Only this month's income
  is held, not carryover

• Status at a glance — a pill below Ready to Budget shows what's held and for which month, with a quick Release button

• Full undo support — Cmd/Ctrl+Z reverses any hold, release, or auto-hold toggle

  💰 Quick Assign from Ready to Budget

• Assign tab — click the Ready to Budget card to fund a category directly — pick a category, enter an amount, done. No
  scrolling through the budget table

• Works everywhere — header card and side panel, including mobile

  🎯 SET_ASIDE Available Cap (Dynamic Refill)

• Cap your category balance — SET_ASIDE goals with weekly, biweekly, or monthly cadence can now set a maximum
  available balance. Once the category reaches the cap, the goal stops asking for more

• Goal repeat limit — increased from 3 years to 5 years for repeating goals

  🔄 Other Changes

• Persist transaction filters — your selected filters now survive page navigation

• 3/4/5 year recurring frequency — new options for long-cycle recurring transactions

• Analytics fix — refunds show as negative expenses in income vs expense report

• Help center — new articles for Hold for Next Month and quick assign