Splits grow up — any line in a split can now be a transfer, a credit-card payment, or a loan payment, each with its own payee, category, note, and tags. On top of that: brand-new importers for BFB and Actual Budget, a far smarter YNAB import. sharper loan forecasts, and a long list of budgeting and register polish.

✂️ Splits, Reinvented

The big one. A split is no longer just a list of category lines.

• Any split line can be a transfer or a payment. Split one transaction and send a line to another account, pay down a credit card, or make a loan payment — right alongside your normal category lines. Each line keeps its own payee, category, note, and tags.
• The other side of a split transfer is fully yours. The destination leg can be cleared, reconciled, and given its own note and tags, while the split itself stays the source of truth for the amount and shape.
• Recurring splits remember it all. Per-line transfers, notes, and tags carry through every scheduled occurrence.
• Splitting is faster. Split rows stay editable while you fill in the parent — no extra click, no greyed-out fields, on desktop and mobile.

→ Split transactions

🚚 Bring Your Whole Budget From Anywhere

• New: import from BFB (Budget-Friendly Budget). Your full history, accounts, credit cards, loans, and monthly budgets come across in a guided wizard.
• New: import from Actual Budget — splits and transfers included, reconstructed as real transactions, balances exact to the penny.
• A dramatically smarter YNAB import. Broken and one-sided transfers are now reconstructed instead of vanishing, loan redraws import in the right direction, duplicate starting balances are handled correctly, and budgets with duplicate category names no longer fail to import.
• Splits stay splits. Every importer now brings your split transactions in as real split families instead of flattening them into loose rows.
• Start an import from Manage Budgets, with clearer step-by-step help for each app.

→ Import from YNAB · Import from Actual Budget · Import from BFB

🏦 Sharper Loans

• More accurate payoff forecasts, including when you make more than one payment in a month.
• "% paid off" now reflects principal actually paid, not gross payments — no more bars creeping past 100% on interest-heavy loans.
• Align a loan to its true historical starting balance when bringing existing debt into Zerosum by editing it's Starting balance.
• Fixed stuck loan rows that previously couldn't be edited or deleted.

🎯 Goals

• Repeating "save by date" goals now fund through the due month, so an annual bill due June 25 spreads evenly and asks for its last slice in June, before the bill.
• Snooze is easy to find — clear Snooze / Unsnooze actions and a moon indicator replace the old hidden affordance.

→ Goals

🗓️ Budgeting Niceties

• Jump to any month with a new month picker, instead of stepping one at a time.
• Compact density view for the budget table and transactions, to fit more on screen (desktop, per-device).
• Show or hide category colors with a new appearance preference.
• Scheduled reimbursements now count. Upcoming inflows (like a partner paying their half of a bill) net against your category's upcoming spending, so you're not warned about a shortfall that's already covered.

→ Budgets & categories

🧾 Transactions & Register

• New transactions sort to the top of their day automatically — newest first, no manual reordering.
• Sorting that makes sense. Sort by Payee or Category by the label you actually see (transfers, splits, and payments group together), and search by amount — type 15.99 to find every ±15.99 transaction.
• The Scheduled section now sorts when you click a column header.
• Changing the account when addint a transaction keeps your work — valid payee and category selections survive instead of being wiped.
• Find transfers faster. Typing transfer or payment in the payee picker now surfaces the Transfers & Payments group.

→ Transactions

🛠️ Polish & Fixes

• Pasted links in notes are now clickable — drop a wishlist or shop URL and it just works.
• Money dialogs submit instantly. Type an amount and hit the button — no more clicking out of the field first (Ready to Budget, Move money, reconcile, loan payments, and more).
• Set Ready to Budget or Income for Next Month as a payee's fixed category.
• Delete an account directly (open or closed) when it has no activity beyond its starting balance — no more close-then-delete dance.
• The reconcile bank-balance field auto-focuses, so you can type the balance right away.
• Tall dropdowns stay on screen instead of running off the bottom.
• Analytics fixes — Update Preset no longer writes the wrong preset's name, long transfer labels truncate cleanly, and chart axis labels keep their precision.
• Mobile — the scheduled section no longer clips, and the cleared toggle is now a clearer two-option control.

Thank you for being here. v1.8.0 makes Zerosum faster to switch to and more precise once you're in. As always, I'd love your feedback. ❤️